EQS-News: Rubean AG repays loan to Cyclebit Group early and in full
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EQS-News: Rubean AG
/ Key word(s): Financing/Sustainability
Rubean AG repays loan to Cyclebit Group early and in full
Munich, July 31, 2025. Rubean AG, Munich (ISIN: DE0005120802, WKN: 512080), has repaid a loan to the Cyclebit Group from 2024 one year earlier than originally planned. The loan stems from an agreement reached last year, which resulted from the conversion of a convertible loan in the amount of €3.4 million from 2022. The loan was to be repaid in three installments. The first installment had already been paid in 2024. Funds from Rubean's most recent capital increase were used to make the early repayment. The repayment will save the company a significant six-figure amount in interest and thus improve its earnings position in the long term. About Rubean: Rubean AG, Munich, is a leading provider of pure software point-of-sale solutions for banks, acquirers, and merchants. This includes the mobile softPOS solution PhonePOS, which enables merchants to accept card payments directly on their smartphones without the need for an additional device. This solution is used by payment service providers, major banks, retailers, and smaller merchants throughout Europe and is the only softPOS solution that supports the girocard (EC card) in Germany. Rubean is listed on m:access, most over-the-counter markets, and XETRA. For more information, please visit www.rubean.com. If you have any questions, please contact: german communications AG Dr. Hermann Geupel
31.07.2025 CET/CEST Dissemination of a Corporate News, transmitted by EQS News - a service of EQS Group. |
| Language: | English |
| Company: | Rubean AG |
| Kistlerhofstr. 168 | |
| 81379 München | |
| Germany | |
| Phone: | 089-357560 |
| Fax: | 089-35756111 |
| E-mail: | info@rubean.com |
| Internet: | www.rubean.com |
| ISIN: | DE0005120802 |
| WKN: | 512080 |
| Listed: | Regulated Unofficial Market in Berlin, Dusseldorf, Frankfurt, Munich (m:access), Stuttgart, Tradegate Exchange |
| EQS News ID: | 2177388 |
| End of News | EQS News Service |
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2177388 31.07.2025 CET/CEST
Boersengefluester.de (BGFL) provides an overview of the key figures on sales, earnings, cash flow and dividends to help you better assess the fundamental development of the respective companies. All information is entered manually in our database - the source is the respective annual reports. All estimates for future figures are provided by BGFL.
| The most important financial data at a glance | ||||||||
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025e | ||
| Sales1 | 0,19 | 0,24 | 0,41 | 0,64 | 0,83 | 1,77 | 5,20 | |
| EBITDA1,2 | -0,50 | -0,66 | -1,68 | -1,24 | -1,45 | -1,32 | 0,00 | |
| EBITDA-Margin3 | -263,16 | -275,00 | -409,76 | -193,75 | -174,70 | -74,58 | 0,00 | |
| EBIT1,4 | -0,52 | -0,68 | -1,85 | -1,40 | -1,60 | -1,48 | 0,00 | |
| EBIT-Margin5 | -273,68 | -283,33 | -451,22 | -218,75 | -192,77 | -83,62 | 0,00 | |
| Net Profit (Loss)1 | -0,56 | -0,72 | -1,84 | -1,44 | -1,58 | -1,67 | 0,00 | |
| Net-Margin6 | -294,74 | -300,00 | -448,78 | -225,00 | -190,36 | -94,35 | 0,00 | |
| Cashflow1,7 | -0,55 | -0,70 | -1,67 | -1,28 | -1,43 | -1,51 | 0,00 | |
| Earnings per share8 | -0,48 | -0,40 | -0,68 | -0,44 | -0,58 | -0,45 | -0,16 | |
| Dividend per share8 | 0,00 | 0,00 | 0,00 | 0,00 | 0,00 | 0,00 | 0,00 | |
1 in Mio. Euro; 2 EBITDA = Earnings before interest, taxes, depreciation and amortisation; 3 EBITDA in relation to sales; 4 EBIT = Earnings before interest and taxes; 5 EBIT in relation to sales; 6 Net profit (-loss) in relation to sales; 7 Cashflow from operations; 8 in Euro; Source: boersengefluester.de
Auditor: Baker Tilly
All relevant valuation ratios, dates and other investor information on your share at a glance. Good to know: All data comes from boersengefluester.de and is updated daily. This means you are always up to date. You can get brief explanations of the key figures by moving the cursor or mouse over the relevant field.
| INVESTOR-INFORMATION | ||||||
| ©boersengefluester.de | ||||||
| Rubean | ||||||
| WKN | ISIN | Legal Type | Marketcap | IPO | Recommendation | Plus Code |
| 512080 | DE0005120802 | AG | 24,80 Mio € | 16.09.2016 | 8FWH3GW6+2H | |
| PE 2026e | PE 10Y-Ø | BGFL-Ratio | Shiller-PE | PB | PCF | KUV |
| -252,50 | 0,00 | 0,00 | -12,44 | 2,96 | -16,48 | 13,99 |
|
Dividend '2023 in € |
Dividend '2024 in € |
Dividend '2025e in € |
Div.-Yield '2025e in % |
| 0,00 | 0,00 | 0,00 | 0,00% |
| Annual General Meeting | Q1-figures | Q2-figures | Q3-figures | Annual press conference |
| 14.07.2025 | 10.07.2025 | 05.11.2025 | 30.06.2025 |
| Distance 60-days-line | Distance 200-days-line | Performance YtD | Performance 52 weeks | IPO |
| -13,39% | -16,25% | +3,91% | -8,18% | -1,94% |
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